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Terms and Conditions

Website terms and conditions

1. General

1.1 This HSBC Student Exclusives website is available to HSBC customers who hold a Student Bank Account only. HSBC Student Exclusives is offered by HSBC Bank Plc ('~HSBC').

1.2 HSBC may use subcontractors and agents to manage this site on its behalf.

1.3 In these provisions 'we', 'us' and 'our' means HSBC Bank plc.

1.4 This site is designed only to be used by persons who access it from within the UK, and the services on this site are only available to UK residents. HSBC makes no guarantee that the site is suitable for use outside the UK, or that it satisfies appropriate local laws or regulations outside the UK. Your use of this site is subject to these Terms & Conditions.

1.5 Some products and services available on or via this website may have extra conditions that apply in addition to these Terms and Conditions: these will be displayed within the appropriate third party provider's web page and you should read these before buying or using the product/service in question. If there are any inconsistencies between these Terms and Conditions and the third party's product/service conditions, the third party's product/service conditions will prevail. You may be required to register with the third party to enable you to access their website.

2. Modifications

We may modify this site from time to time for any reason and without notice, including the right to terminate all or part of any offers or services provided on or via this site with or without notice, without any liability to you. We reserve the right to modify these Terms and Conditions from time to time without notice by posting the amended Terms and Conditions on this site. You must check read these Terms and Conditions from time to time so as to be aware of any changes and your continued use of this site will mean that you agree to the changes made.

3. Site Content

3.1 The following clauses exclude or limit our legal liability for the Site. You should read them carefully. They all apply only as far as the law permits, and in particular we do not exclude or restrict our duties and liabilities to you under the Financial Services and Markets Act 2000 (the "Act"), or the rules of the FCA for the conduct of business.

3.2 While we have taken reasonable steps to ensure the accuracy, currency, availability correctness and completeness of the information contained on this site, information is provided on an "as is", "as available" basis and we do not give or make any warranty or representation of any kind, whether express or implied. The use of this site is at your sole risk. We shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on this site to the maximum extent permitted by law. Where information is provided on this site by third parties, the views expressed are those of the third party concerned, not those of HSBC. We do not endorse those views.

3.3 We do not represent or warrant that this site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

3.4 We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with this site.

3.5 Where we provide hypertext links to other locations on the Internet (including third parties who supply products, goods and services at a discount for Student Bank Account customers) we do so for information purposes only. We are not responsible for the content of any other websites or pages linked from or linking to this site. We have not verified the content of any such websites. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in other way in connection with linking. Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with the software.

3.6 We are not responsible for products, goods or services provided by third parties, whether you access them on this site, or via links from this site. No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on our site. If you decide to buy any of these products, goods or services, you do so at your own risk, and we are not a party to any dealings you have with third parties.

3.7 The information and services on this site are provided for your own use. You are not entitled to distribute the information on this site for commercial purposes, or to display the contents of this site in a frame surrounded in other material.

3.8 All content and copyright on this site including (but not limited to) pages, screens, information and material in their arrangement, text, graphics, logos, images and software is owned by or licensed to us, the HSBC Group, our agents, subcontractors or affiliates, or third parties who provide products, goods or services on or via this site. You may imprint, copy, download or temporarily store extracts from this site for your personal information, when you use our products and services, or when you use this site to access products, goods and services offered by third parties to Student Bank Account holders. You must not alter anything. Any other use is prohibited unless you first get our written permission. In particular no one may use a part of this site on any other website, or link any other website to this site, without our prior written permission.

4. General

4.1 If you breach these Terms and Conditions and HSBC takes no action, this does not constitute a waiver or release of our rights.

4.2 If any provision of these Terms and Conditions is held to be unlawful, invalid or unenforceable, that provision shall be deemed severed and the validity and enforceability of the remaining provisions of these Terms and Conditions shall not be affected.

5. Applicable Law

Your use of this site and these Terms and Conditions are subject to English law and the non-exclusive jurisdiction of the English courts.

6. Our details

This Site is operated by HSBC Bank plc, which is owned by HSBC Holdings plc. By accessing this site, you agree to be bound by these Terms and Conditions. Before using this Site, you should read the Terms and Conditions carefully, as well as our Privacy Policy.

HSBC Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. It is listed with the registration number 114216. HSBC Bank plc is a company incorporated under the laws of England and Wales with company registration number 14259 and its registered office at 8 Canada Square, London E14 5HQ. HSBC Bank plc's registered VAT Number is GB 365684514.

HSBC Bank plc is a member of the Financial Ombudsman Scheme and subscribes to the Lending Code. More detail about this is available on the Lending Standards Board website. For information about accounts and other products you can refer to the Money Advice Service section on the FCA website.

7. Data Protection

You can find out more about the Data Protection Act 1998 and your rights under it by looking at the Office of the Information Commissioner at www.ico.org.uk